Sam Gerardi – Home 1 Group

Down Payment Assistance

May 10, 2025

Down Payment Assistance – aka DPA – is funds that are available typically to first-time home buyers to assist in the money needed to qualify and close on a home purchase. The program is available for FHA/VA loans and has a myriad of benefits for the first-time home buyer. Where many programs have low income […]

Interest Rates Affect Buying Power

May 22, 2018

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| Buying a Home, Featured Property, Local Experts, Mortgage Info, Real Estate

According to Freddie Mac’s latest Primary Mortgage Market Survey, interest rates for a 30-year fixed rate mortgage are currently at 4.61%, which is still near record lows in comparison to recent history! The interest rate you secure when buying a home not only greatly impacts your monthly housing costs, but also impacts your purchasing power. […]

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